The most important information you must read prior to retirement

Retirement Ruin and the Sequencing of Returns
Here is what I believe to be the most important information that anyone retiring or recently retired needs to understand.  It is the academic overview regarding the SEQUENCE OF RETURNS element of investing that shows that random events that may occur at retirement onset can, will, and do cause very different outcomes regarding how long your retirement funds will last.

After reading this report, it becomes very apparent that we must carve off some portion of our qualified funds and build a pension-like retirement portfolio.  Feel free to visit http://www.protectedincomes.com/ to learn more.

Latest AARP findings presented in Retirement White Paper

AARP 50+ Year Old's Survey findings regarding Retirement Recovery

"The S&P 500 Back to School Sale" August 2011- Get your 15-20% discount Now!

Worst Days for the SP 500 Index (08-11)

GAO issues report on Retirement Income

Read what the United States Government has learned about Insuring Retirement Income

401(K) Calculator for Retirement

EXAMINE HOW YOUR 401(K) CONTRIBUTIONS WILL PERFORM AT DIFFERENT SAVINGS, MATCHING, AND GROWTH RATES

Check out this handy tool from Bloomberg.com


www.bloomberg.com/personal-finance/calculators/401k/

Value stocks are back in vogue

Read the latest on why fundamentals, dividends, and value ALWAYS MATTER.

Medical Retirement Survey Results

www.tiaa-crefinstitute.org/pdf/research/trends_issues/ti_hospital0910.pdf

The annual confidence survey of Hospital Workers regarding retirement

Social Security Suspends Annual Statements - Planning to Retire (usnews.com)

Have you checked your OTHER retirement plan lately..... You won't be getting an annual statement from Uncle Sam anymore Social Security Suspends Annual Statements - Planning to Retire (usnews.com)

Dangerous Assumptions

Dangerous Assumptions

Start thinking much better.... and start today.

If you can't--- find an advisor who does.

How Much Do You Need for a Comfortable Retirement? - Planning to Retire (usnews.com)

How Much Do You Need for a Comfortable Retirement? - Planning to Retire (usnews.com)

Young Investors are the Most Conservative - Planning to Retire (usnews.com)

Young Investors are the Most Conservative - Planning to Retire (usnews.com)

Advisors Warm to Retirement Specialization Opportunities - Financial Planning

Advisors Warm to Retirement Specialization Opportunities - Financial Planning

Optimizing Your Fixed Income Allocation

Optimizing Your Fixed Income Allocation

Why the 60/40 Mix fails-- and what to do about
it.

3 Ways to Conquer Pension Envy - Planning to Retire (usnews.com)

3 Ways to Conquer Pension Envy - Planning to Retire (usnews.com)

CHECK OUT THIS NEW VIDEO

Completing your Retirement "Feasibility Study" in 2011.

A UNIQUE PERSPECTIVE
A newly design service to roll-out from conservativeportfolios.com in the first quarter of 2011.

Certified Financial Planner driven exploration of the realities of behavioral finance on the impact of living in retirement.

Led by Kentucky-business owner and Financial Professional, Lee Helmers.